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Loan Rates

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Loan Rates
Effective Date: Saturday, December 4th, 2021
Loan TypeMax Term*APR as low as
New Auto (New Vehicles: 2020 vehicles and newer less than 10,000 miles) 84 months 2.74%
Used Auto (Used Vehicles: Model years 2012 thru 2020) 84 months 2.74%
New Motorcycles 72 months 5.49%
Used Motorcycles 72 months 5.74%
New Harley 72 months 2.74%
Used Harley 72 months 2.99%
New Boat 120 months 4.74%
Used Boat 120 months 4.99%
New RV 120 months 5.49%
Used RV 120 months 5.74%
Personal Up to $20,000 6.24%
Share-Secured ** 60 months Call for quote
CD/MMIF-Secured ** 12 months Call for quote

Additional loan incentives and programs available:

  • affordable GAP insurance, all policies $495.00
  • affordable Mechanical Breakdown/Extended Warranty program available on most vehicles

* Annual Percentage Rate. Rates and terms subject to change. APR includes .25% rate reduction for automatic payments. Terms shown include the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

** Share/Certificate/MMIF Secured: The annual percentage will be the dividend rate paid on the Certificate of Deposit plus 3.00%. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default of the plan. The annual percentage rate will be disclosed on the voucher at the time of the advance.