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Schedule of Fees
Effective Date: 04/01/2021
ServicesFee
Overdraft Transfer from share or MM account $2.75
Courtesy Pay/Overdraft/NSF (each) $35.00
DBA /Business Checking Account monthly service charge $10.00
DBA /Business Checking Account per check charge $0.10
Interim Statement History / Statement Copy $2.50
Returned Item (deposited items returned unpaid) $20.00
Rolled coin if amount exceeds $21.00 7%
Stop Payment draft or teller check per item $25.00
Teller check (Online/Mobile Banking) $2.00
Teller check (each in branch) $4.00
Temporary check (each) $0.50
Fees printed statement (each)
eStatements are now available.  Using eStatements enables you to avoid the $2.75 printed statement fee.
$2.75
MEMBERSHIP
Bad Address (per month) $5.00
Dormant Member Account (per month) No Threshold $10.00
Low Balance Fee (per month) 10.00*
ATM / DEBIT
ATM Monthly Service Charge $5.00
ATM Withdrawal - Other ATM Networks $2.25
(no fees for withdrawal using Presto or Co-op Networks)  
Card Replacement $10.00
Inquiries - Account Balance $2.00
Transfer funds between Share & Draft $1.50
OTHER SERVICES
Early Close Fee $15.00
Abandoned Property Fee $20.00
Reopen Account Fee $25.00
Collection items (incoming or outgoing) $20.00
Garnishment/Levies $50.00
Loan Late Payment (consumer) $25.00
CarFax Report $20.00
Member VISA/MC Cash Advance Fee $5.00
Member VISA/MC Loan/Credit Card Payment Fee $5.00
Non-member VISA/MC Cash Advance Fee $7.00
Money Order (members only) FREE
On Us Check Cashing (non-member / under $500) $5.00
On Us Check Cashing (non-member / over $500) 1%
Overnight Delivery (plus carrier fee) $8.00
Photocopy of check (per check) $2.00
Notary Services (Non-member) $10.00
Reconciliation & Research (min 1 hr charge) $30.00
Shared Branch Transactions (per transaction) $3.00
Shared Branch Teller Check (each) $7.00
Shared Branch Money Orders $3.00
Wire Transfer
Incoming $10.00
Outgoing $30.00

*Account must have an aggregate average daily balance of $500 or more monthly. 3 month grace period for all new accounts. The fee is waived for members under 21 or over 65 years of age.