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Share-Secured Loans

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Share Secured Loan

A Share Secured Loan is similar to a Personal Loan; however, your savings deposited in the Credit Union are used as collateral against the loan. A Share Secured Loan is a good idea if you need to make a necessary purchase but don't want to dip into your savings or you're looking to build your credit. With a Share Secured Loan you borrow against your savings and receive a low-rate loan, while still receiving a dividend on your savings.


Low fixed rate

  • No penalties for early repayment
  • Borrow up to 100% of the balance in your Savings Account

CD Secured Loan

Have a c2cfcu certificate of deposit (CD)? Instead of taking out a traditional loan or line of credit to consolidate debt, make home improvements or pay tuition, you could borrow money against your already-established account with a secured personal loan at c2cfcu. With a CD-secured loan, you can leverage your CD without having to withdraw funds from your account or pay any early withdrawal penalties.


  • Conditional approval within hours of submitting an application
  • A fixed monthly payment amount based on the interest rate and the term of the loan
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